Napa, Yountville and St. Helena California real estate listings, home buying, selling and relocation information

All agents are NOT alike! Find out why I am a top real estate expert. Call me: 707-258-5221.

Get Free Presentation On My Home Marketing.
Before signing a contract with any REALTOR®, make sure you know EXACTLY how your home will be marketed.
Find Out More >
View All Offers >

Coming Soon
Read Quote >

Compare three mortgages at one time. Download TripleCalc now. It's free.

Find Out More >
Download Now >

Charles Bogue is one of The Top Selling Real Estate Experts™
Find Out More >

*Your Name:
*Your Email Address:
Send Latest Listings:
Send Latest News:
Your Message or Comments:

* Please note that fields marked with an asterisk are required.

Quick Response Guarantee >
I Guarantee Your Privacy >
Free & Without Obligation >

First Time Buyers >Insuring Your Home

Many home buyers are concerned about whether they have an insurable interest in the property before the actual closing. The answer is an unqualified "yes". Although the buyer is not yet the recorded owner of the property, he or she has an insurable interest in the property as soon as the agreement of sale is executed by both the buyer and seller.

Should you get hazard insurance before the closing? It depends. Buyers do not usually insure a property until the title passes to them from the seller. However, it's wise to know what the agreement between you and the seller stipulates with regard to insurance.

Most agreements state that the property will be insured for a specific amount. This is very important to both parties. From the buyer's point of view, it is also critical that an adequate sum or full replacement value be stipulated. Watch out for agreements which read "as now insured". This is an all-too-common practice which usually indicates that the seller does not to want to increase inadequate insurance coverage.

	See All Tips In The "First Time Buyers" Category >
	See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q	What is the largest home in Hollywood?
A	The largest home in Hollywood is currently "The Manor" at 36,500 square feet, built by T.V. producer Aaron Spelling for $37 million.
See More Real Estate Trivia >

See the nation's top rated School Reports >

Coming Soon
Find Out More >

Charles Bogue, REALTOR®, real estate agent and broker for Napa, Yountville and St. Helena California home listings, property and land for sale - NUMBER1EXPERT(tm)

Charles Bogue
Coldwell Banker Brokers of the Valley
1775 Lincoln Avenue
Napa, CA. 94558
Phone: 707-258-5221
Mobile: 707-486-5511
Fax: 707-253-1042
Email: iknownapavalley@NUMBER1EXPERT.com
Charles Bogue's goal is to simply and quickly give you current, quality information so that you can achieve your real estate goals. He is in the top 2% of Coldwell Banker REALTORS in the nation. If a past or present client has referred you, he likes that. If you want to contact him because you want to know what is happening now in Napa Valley Real Estate, you are in the right place. If you cannot find the information you need at his site, send any and all questions to cbnapa@napanet.net and he will get the answer for you. Put his twenty years of Napa Valley real estate experience to work for you!

www.iknownapavalley.com is brought to you by Charles Bogue
NUMBER1EXPERT™ in real estate for Napa, Yountville and St. Helena, California, wine country, vineyards

Read My Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge