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First Time Homebuyers: Napa, Yountville and St. Helena California home buying, real estate listings, and homes for sale in Napa County, CA

Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? REALTORSŽ Are Your Professional Guides. Make Sure You Choose a Top Expert.

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Napa, Yountville and St. Helena real estate expert, it's my job to guide you, from beginning to end.

I will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached.

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly...

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Selling Your Home >Selling and Lock Boxes

Having your house on the market involves a certain invasion of your privacy. Real estate agents will be previewing it and showing it to buyers with some regularity. While you want to make your home reasonably accessible to the real estate professionals and their prospects, you don't want to run the risk of stepping out of your shower just as a broker is ushering in buyers.

In many areas real estate agents use a handy little tool of the trade called a "lock box". When a property is occupied, the agent first calls to let the owner know when they will be coming by. If no one is at home, the agent can get into the house with a key stored in the lock box.

The other extreme of accessibility is to require a day's notice before a showing, and to insist that your real estate agent be present at each one. This will eliminate a lot of the inconvenience to you, but it may also eliminate a lot of showings of your house. Whatever arrangements you work out, keep in mind that the easier you make it for real estate agents to open and show your home, the easier it will be to sell it quickly.

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Q	What site discovered in 1965 is considered the world's oldest known habitation?
A	The Terra Amata site in Nice, France has the remains of 21 huts belonging to the Acheulian culture from 400,000 years ago.
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Charles Bogue, REALTORŽ, real estate agent and broker for Napa, Yountville and St. Helena California home listings, property and land for sale - NUMBER1EXPERT(tm)

Charles Bogue
Coldwell Banker Brokers of the Valley
1775 Lincoln Avenue
Napa, CA. 94558
Phone: 707-258-5221
Mobile: 707-486-5511
Fax: 707-253-1042
Email: iknownapavalley@NUMBER1EXPERT.com
Charles Bogue's goal is to simply and quickly give you current, quality information so that you can achieve your real estate goals. He is in the top 2% of Coldwell Banker REALTORS in the nation. If a past or present client has referred you, he likes that. If you want to contact him because you want to know what is happening now in Napa Valley Real Estate, you are in the right place. If you cannot find the information you need at his site, send any and all questions to cbnapa@napanet.net and he will get the answer for you. Put his twenty years of Napa Valley real estate experience to work for you!

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