Napa, Yountville and St. Helena real estate and homes for sale in California, wine country, vineyards - Charles Bogue, REALTOR® Charles Bogue REALTOR(r) for Napa, Yountville and St. Helena, California real estate, wine country, vineyards - NUMBER1EXPERT™ Charles Bogue NUMBER1EXPERT(tm) for Napa, Yountville and St. Helena, California real estate, wine country, vineyards
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Charles Bogue, REALTORŪ, real estate agent and broker for Napa, Yountville and St. Helena California home listings, property and land for sale - NUMBER1EXPERT(tm)


All agents are NOT alike! Find out why I am a top real estate expert. Call me: 707-258-5221.


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Real Estate - Homes - NUMBER1EXPERTS Sell More!
Charles Bogue is one of The Top Selling Real Estate Experts™
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Why Buyers Choose Me: Napa, Yountville and St. Helena California home buying, real estate listings, and homes for sale in Napa County, CA
Welcome > For Buyers > Why Buyers Choose Me ...


Buying a Home Requires Many Difficult Decisions. Make Sure Your REALTORŪ is a Top Local Expert. 

Your home is probably the biggest purchase your family will ever make, and it involves many decisions that go beyond simply choosing one you like. 

As a top Napa, Yountville and St. Helena area REALTORŪ, here is how I will guide you through the entire process, from viewing homes and financing, to making sure the final contract is in your best interest: 

- You will have full access to ALL homes available on the Napa, Yountville and St. Helena market, even listings not yet on the MLS, through my professional California real estate affiliations. 

- My expert local knowledge of the Napa, Yountville and St. Helena area should be invaluable to you, not just in terms of real estate, but also schools, neighborhoods, the local economy, and more. 

- Every local real estate market absolutely has its own trends and opportunities. This can vary greatly, even one neighborhood to the next. Napa, Yountville and St. Helena is no different! It's my job to steer you into opportunities and out of traps. 

- What is the true market value of the home you are interested in? Is it priced too high? Is it a bargain that you should jump on? I help home buyers make decisions like this every day, and I'll make sure that YOU get the best value for your money. 

- Negotiating with sellers can be stressful. I will help you negotiate, so that the final contract includes your best possible terms and conditions. 

- You should know absolutely everything about the property you are buying! You and I will view every home that you are interested in, together. And prior to closing I will make you fully aware of any and all inspections available to you. 

- Have confidence when signing documents. Contracts are full of complicated terms and clauses that can greatly affect your future life in your new home. I will give you the full benefit of my real estate knowledge and experience. 

Let me represent your best interests in your search for a new home in the Napa, Yountville and St. Helena area. While you can see a million homes on the web, actually buying your home is another matter entirely. Buyers beware! 

Ask me any question about buying a home in Napa, Yountville and St. Helena. It's my job to help you! There's no obligation, and I promise to respond quickly... 

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Real Estate Tips
Financing Your Home >When Interest Rates Rise

Many people fall out of the home buying market when interest rates start to go up. This is often a mistake. Many of the best mortgages deals become available when lenders are competing for new business and sellers are competing within a smaller buyer pool. You just have to know how to keep the costs down in order to counter the higher interest rates.

One of the best tricks is the buy-down. In a buy-down, a fee is paid at the closing to get a lower interest rate. In a soft market, an anxious seller may be lured into to paying all or part of the buy-down. Another approach is to get the seller to pay some of closing costs, thus lowering the amount of cash a buyer needs to close. Frequently the seller's costs can be used as a write-off by the buyer. Always consult with your tax advisor if you are considering such an arrangement.

If the market is softening due to rising or higher rates, the price itself becomes an area where a buyer may be able to save a lot of money on a house through skillful negotiating. Lower prices mean lower loan amounts, so don't be discouraged by higher rates--use them to your advantage.

See All Tips In The "Financing Your Home" Category >
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Real Estate Trivia
Q 
What weighs 320 tons and is considered the largest single block building?

A 
Pyramid of Mycerinus (Third Pyramid) at El Gizeh, Egypt is the largest single block building and the world's oldest pyramid.
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Charles Bogue, REALTORŪ, real estate agent and broker for Napa, Yountville and St. Helena California home listings, property and land for sale - NUMBER1EXPERT(tm)

Charles Bogue
Coldwell Banker Brokers of the Valley

1775 Lincoln Avenue
Napa, CA. 94558
Phone: 707-258-5221
Mobile: 707-486-5511
Fax: 707-253-1042
Email: iknownapavalley@NUMBER1EXPERT.com

Charles Bogue's goal is to simply and quickly give you current, quality information so that you can achieve your real estate goals. He is in the top 2% of Coldwell Banker REALTORS in the nation. If a past or present client has referred you, he likes that. If you want to contact him because you want to know what is happening now in Napa Valley Real Estate, you are in the right place. If you cannot find the information you need at his site, send any and all questions to cbnapa@napanet.net and he will get the answer for you. Put his twenty years of Napa Valley real estate experience to work for you!

Equal HousingMLSREALTOR


Coldwell Banker Brokers of the Valley real estate and homes for sale in Napa, Yountville and St. Helena California

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